Create and fund account
Create your Decaf account and fund the transfer by card, bank transfer from the US, Mexico, the UK, and Europe, or crypto.
Decaf use case
Send money home in minutes
Your family can receive and use money their way: bank transfer, cash pickup or card.
Personal payments
Send money home through WhatsApp
Send the WhatsApp claim
Enter the amount and your recipient's WhatsApp number; Decaf sends a secure claim link.
They use money their way
Recipients can use a virtual Visa card, withdraw to bank, or choose cash pickup where available.
Flow
How this works in Decaf
Create your account and start
by creating a Decaf account, entering the amount, and adding your recipient's WhatsApp number.
Fund the transfer
Pay by card from 180+ countries, bank transfer from the US, Mexico, the UK, and European countries through SEPA, or crypto with USDC.
Decaf sends the WhatsApp claim
Your recipient receives a WhatsApp message with a secure link, opens it, and claims the money.
They use it their way
They can use a virtual Visa card, withdraw to bank, or cash out through MoneyGram where supported.
Built for global payments
180+
countries can pay by card
20+
countries for bank withdrawals
2 min
to create a payment link
Examples
Ways people use it
Send monthly support to family in another country.
Parents supporting students abroad.
Let family choose bank transfer, cash pickup, or card after they claim.
Send money home now
Create your Decaf payment link, share it anywhere, and let people pay you with the method that works for them.
FAQ
Frequently asked questions
Can people use Decaf for remittances?
Yes. Decaf supports cross-border personal payments with card from 180+ countries, bank transfer from the US, Mexico, the UK, and European countries through SEPA, and USDC.
How can senders fund the payment?
Senders can pay by card from 180+ countries, by bank transfer from the US, Mexico, the UK, and European countries through SEPA, or with USDC.
How can recipients cash out?
Recipients can withdraw to supported banks in 20+ countries, including Bolivia, Mexico, Chile, Argentina, Brazil, Colombia, the US, and European countries through SEPA. MoneyGram cashout is also available in 180+ countries where supported.
Does the sender need a Decaf account?
No. Senders can use the payment link without creating their own Decaf account. Card payments may require a short checkout verification; bank transfer and USDC do not use that card verification step.